Delusion - you said it

[Alaric]

A message on the HYP practical board

Total Return has absolutely nothing to do with practical matters relating to HYPs for which this board has been set up. Please start respecting that and also read our board guidance. Any further posts referring to Total Return may simply be deleted with no comment as the workload involved in moving it to an appropriate board leaving enough context to make the new thread edifying is quite high.

This was a post noting that a share selected as top up was negative on total return for a number of past periods. In the real as opposed to imaginary world of HYP, it's what matters.

Moderator Message:
The above quote was a mod comment from me although you didn't bother with an attribution. That makes this thread a discussion about the moderation, which is not allowed. If you have an issue with a particular moderation decision then you can PM the moderator (in this case me) for an explanation (which I note you have not done). If you are still unhappy with the decision you can take it up with the site owners using the Room 101 board. - Chris

[dspp]

Absolutely correct. TR rules.

Moderator Message:
Absolutely false as this thread is discussing a moderating decision on HYP-P. (Something that I would have thought you should have known not to do.) - Chris

[tjh290633]

A message on the HYP practical board

Total Return has absolutely nothing to do with practical matters relating to HYPs for which this board has been set up. Please start respecting that and also read our board guidance. Any further posts referring to Total Return may simply be deleted with no comment as the workload involved in moving it to an appropriate board leaving enough context to make the new thread edifying is quite high.

This was a post noting that a share selected as top up was negative on total return for a number of past periods. In the real as opposed to imaginary world of HYP, it's what matters.

By your thesis, at times of a longer term falling market no new share should be chosen, nor any top-up made, because all shares at that time will be showing negative TR.

What you are suggesting is tantamount to buy high, sell low, which nobody should do.

Your obsession with TR helps nobody seeking income.

TJH

[IanTHughes]

A message on the HYP practical board

Total Return has absolutely nothing to do with practical matters relating to HYPs for which this board has been set up. Please start respecting that and also read our board guidance. Any further posts referring to Total Return may simply be deleted with no comment as the workload involved in moving it to an appropriate board leaving enough context to make the new thread edifying is quite high.

This was a post noting that a share selected as top up was negative on total return for a number of past periods. In the real as opposed to imaginary world of HYP, it's what matters.

By your thesis, at times of a longer term falling market no new share should be chosen, nor any top-up made, because all shares at that time will be showing negative TR.

What you are suggesting is tantamount to buy high, sell low, which nobody should do.

Your obsession with TR helps nobody seeking income.

Some people might even say that such an obsession was delusional.


Ian

[Alaric]

By your thesis, at times of a longer term falling market no new share should be chosen, nor any top-up made, because all shares at that time will be showing negative TR.

If all shares are falling, holding cash is a better option. If there's been an obvious turning point, positive returns will have returned.

There are two comparative points, one is that the return should exceed zero, the other is to the return on a tracker. The recent experience of BLND is that the price has fallen. If despite this, you invest, you are investing for a recovery and hoping that the price doesn't continue to fall.

[IanTHughes]

By your thesis, at times of a longer term falling market no new share should be chosen, nor any top-up made, because all shares at that time will be showing negative TR.

If all shares are falling, holding cash is a better option. If there's been an obvious turning point, positive returns will have returned.

There are two comparative points, one is that the return should exceed zero, the other is to the return on a tracker. The recent experience of BLND is that the price has fallen. If despite this, you invest, you are investing for a recovery and hoping that the price doesn't continue to fall.

No, you would be investing for a recovery and hoping that the price doesn't continue to fall. An HYPer such as myself, would be investing for Income and hoping that the income does not fall. Mind you, apart from that one misunderstanding, I think that you have got it!


Ian