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Buying some low cost investments for my mum

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Pipsmum
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Buying some low cost investments for my mum

#212886

Postby Pipsmum » April 5th, 2019, 10:03 am

I'm investing in the remainder of an ISA allowance on behalf of my mum.
There is 17k to invest, so 5k has been invested in each of the two following funds already

Lindsell Train global equity acc.- ongoing charge 0.51% - Yield 1% - ex divi date 1st July paid 31 July
5yr performance cumulative = 153.79%
3 yr performance cumulative = 85.31%
1yr performance cumulative = 24.4%

HSBC FTSE 250 index class S acc. - ongoing charge 0.08% - Yield 3.06% - Ex divi date 16th May paid 15th July
3 yr performance cumulative = 24.5%
1yr performance cumulative = 4.03%

The Vanguard worldwide pays its divi today so we will wait and see if the price goes down a bit afterwards.
Also looking at ishares emerging markets.
Objective being an immediate bit of divi satisfaction for my dad to see it's working, and also aiming for some better than cash shorter term performance.

We would appreciate any good suggestions for the remaining 7k.

JohnB
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Re: Buying some low cost investments for my mum

#212888

Postby JohnB » April 5th, 2019, 10:09 am

I have ishares emerging markets. It has lost cost and spreads my risk away from Vanguard. I don't agonise over 5 year returns. I also don't invest such small sums at a time as you plan, for the bother of tracking how well its done, even if I don't need to for tax inside an ISA.

Pipsmum
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Posts: 186
Joined: April 12th, 2017, 11:18 pm
Has thanked: 46 times
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Re: Buying some low cost investments for my mum

#215207

Postby Pipsmum » April 15th, 2019, 3:45 pm

HSBC is already up 1.03%
Linsell Train up by 0.02%
and the latest done a week later
iShares sell price just catching up with its buy price at -1.33%. I hadn't notice the buy and sell were different when I took it out.

so just £13.82 to catch up with.
Yields are
3.06%
1%
2.40%

Now just leave and ignore.


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