Growth for the next decade...passive
Posted: August 17th, 2021, 12:25 am
Disclaimer this is a follow up post of growth for the next decade based on an active portfolio. Have tried to attach link but not allowed - post is under growth strategies.
For those who haven't read the previous post as the title suggests looking everyone's thoughts, critiques and advice on maximum capital growth in the next decade and beyond this time through passive investing. Fairly new to investing so please excuse some youthful naivety. To assist everyone a little bit about me - I'm in my 20s, UK based investor, current value of stocks and share ISA £60,000, no requirement to touch this money aiming to leave it at least 15+ years likely significantly longer, planning to contribute £1667 a month to maximise yearly ISA contributions and also help to drip feed money in. Prepared to tolerate significant levels of risk and volatility in the hope of maximising end value and in light of this have chosen to go with 100% equities at present this will likely be reviewed at a latter stage. All monetary funds will be held within stocks and shares ISA on Interactive Investor platform.
The target aim is thus of: - maximising capital growth with acceptance of high levels of risk and volatility
- drip feeding money monthly to maximise yearly ISA allowance
- holding equities for a minimum of 15 years
I am hoping to create a balanced portfolio of both active and passive assets. Partly I suppose to compare performance with the active assets and to reduce overall annual charges. The exact balance of passive to active has yet to be decided.
Active assets
- SMT Scottish Mortgage: Annual Charge 0.34%, Annual Dividend 0.25%
- Pacific horizon investment trust, Annual Charge 0.92%, Annual Dividend 0.03%
- Bailie Gifford US Growth Trust Annual Charge 0.75%, Annual Dividend N/A
- JP Morgan Emerging Market Trust – Annual charge 0.9%, Annual dividend 1.09%
- Standard life Uk smaller companies - Annual charge 0.88%, Bi-annual Dividend 1.2%
- Fundsmith Equity - Annual Charge 0.96%, Annual Dividend 1.3%
A starting point for the balanced passive portfolio has been kindly offered up by a fellow user:
VHVG Vanguard Developed World 85%
VFEG Vanguard Emerging markets 10%
WLDS iShares MSCI World Small Cap 5%
Blended costs ,14% all accumulation class
Any opinions, criticism or advice is all welcomed. Have a lot to learn about passive investing so all information appreciated.
For those who haven't read the previous post as the title suggests looking everyone's thoughts, critiques and advice on maximum capital growth in the next decade and beyond this time through passive investing. Fairly new to investing so please excuse some youthful naivety. To assist everyone a little bit about me - I'm in my 20s, UK based investor, current value of stocks and share ISA £60,000, no requirement to touch this money aiming to leave it at least 15+ years likely significantly longer, planning to contribute £1667 a month to maximise yearly ISA contributions and also help to drip feed money in. Prepared to tolerate significant levels of risk and volatility in the hope of maximising end value and in light of this have chosen to go with 100% equities at present this will likely be reviewed at a latter stage. All monetary funds will be held within stocks and shares ISA on Interactive Investor platform.
The target aim is thus of: - maximising capital growth with acceptance of high levels of risk and volatility
- drip feeding money monthly to maximise yearly ISA allowance
- holding equities for a minimum of 15 years
I am hoping to create a balanced portfolio of both active and passive assets. Partly I suppose to compare performance with the active assets and to reduce overall annual charges. The exact balance of passive to active has yet to be decided.
Active assets
- SMT Scottish Mortgage: Annual Charge 0.34%, Annual Dividend 0.25%
- Pacific horizon investment trust, Annual Charge 0.92%, Annual Dividend 0.03%
- Bailie Gifford US Growth Trust Annual Charge 0.75%, Annual Dividend N/A
- JP Morgan Emerging Market Trust – Annual charge 0.9%, Annual dividend 1.09%
- Standard life Uk smaller companies - Annual charge 0.88%, Bi-annual Dividend 1.2%
- Fundsmith Equity - Annual Charge 0.96%, Annual Dividend 1.3%
A starting point for the balanced passive portfolio has been kindly offered up by a fellow user:
VHVG Vanguard Developed World 85%
VFEG Vanguard Emerging markets 10%
WLDS iShares MSCI World Small Cap 5%
Blended costs ,14% all accumulation class
Any opinions, criticism or advice is all welcomed. Have a lot to learn about passive investing so all information appreciated.