Passive Portfolio
Posted: September 24th, 2021, 2:55 pm
Hi, fairly new to investing so please excuse if silly questions. I'm in my mid 30s and have got to the stage in life were I can afford to monthly contribute to a stocks and shares isa without need for withdrawal until retirement - finegers crossed around 55 or slightly later. I've been having a read about how actively managed investments over prolonged periods of time tend to at best keep up with passive investment and at worst significantly underperform. Having a look through investments options I have found the vanguard life strategy 100% equity:
Total Returns A GBP Accumulation - OCF 0.22%
Periods Ended 31 March 2021
(Annualised for periods over one year)
One Year 36.30%
Five Years 12.49%
Ten Years or
Since Inception 10.50%
Or was wondering whether a simpler portfolio as offered up by a user on a different post may fare
VHVG Vanguard Developed World 85%
VFEG Vanguard Emerging markets 10%
WLDS iShares MSCI World Small Cap 5%
Any thoughts on a long term portfolio seeking to maximise total return with accepting of volatility and risk are much appreciated!
Total Returns A GBP Accumulation - OCF 0.22%
Periods Ended 31 March 2021
(Annualised for periods over one year)
One Year 36.30%
Five Years 12.49%
Ten Years or
Since Inception 10.50%
Or was wondering whether a simpler portfolio as offered up by a user on a different post may fare
VHVG Vanguard Developed World 85%
VFEG Vanguard Emerging markets 10%
WLDS iShares MSCI World Small Cap 5%
Any thoughts on a long term portfolio seeking to maximise total return with accepting of volatility and risk are much appreciated!