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Seagles Portfolio

A helpful place to also put any annual reports etc, of your own portfolios
seagles
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Seagles Portfolio

#211297

Postby seagles » March 29th, 2019, 3:10 pm

Last dividends in the financial year. How does the portfolio look:-

                                                                                Value    Div   Fcst 
Share Epic Sector %Total %Total Yield

Merchants Trust MRCH IT UK Income 8.0% 7.0% 5.3%
Dunedin Income Growth Inv Trus DIG IT UK Income 6.1% 5.3% 5.2%
Rio Tinto RIO Mining 5.6% 5.5% 6.0%
Schroder Income Growth Fund SCF IT UK Income 5.5% 3.8% 4.2%
Henderson Far East Income Ltd. HFEL IT Asia/Pacific 5.4% 5.6% 6.3%
Middlefield Canadian Income MCT IT North American 5.2% 4.6% 5.3%
Murray International Trust MYI IT Global Income 5.0% 3.6% 4.4%
GlaxoSmithKline GSK Pharmaceuticals & Biotechnology 4.5% 3.8% 5.1%
SSE SSE Utilities 4.3% 4.7% 6.6%
Lloyds Banking Group LLOY Banks 4.1% 3.8% 5.6%
BP BP Oil & Gas Producers 3.7% 3.6% 5.8%
Legal and General Group LGEN Life Insurance 3.7% 4.0% 6.5%
Imperial Brands IMB Tobacco 3.7% 4.9% 8.1%
Admiral Group ADM Nonlife Insurance 3.6% 4.0% 6.7%
Taylor Wimpey TW Home Construction 3.3% 5.6% 10.2%
HSBC Holdings HSBA Banks 3.3% 3.4% 6.4%
Marks and Spencer Group MKS Retailer 3.2% 3.2% 6.0%
Standard Life Aberdeen plc SLA Asset Management 3.0% 4.3% 8.6%
BT Group BT-A Telecommunications 2.9% 3.3% 6.8%
BAE Systems BA Aerospace & Defence 2.8% 2.4% 5.1%
Tate and Lyle TATE Food Producers 2.6% 1.8% 4.3%
Vodafone Group VOD Telecommunications 2.4% 3.6% 8.9%
JPMorgan European Inv Trust In JETI IT European Income & Growth 2.2% 1.6% 4.4%
IG Group Holdings IGG Financial Services 1.6% 2.2% 8.4%
Marston's MARS Leisure 1.3% 1.6% 7.6%
SThree STHR Support Services 1.2% 1.1% 5.6%
Centrica CNA Utilities 0.8% 1.2% 9.0%
Greene King GNK Leisure 0.6% 0.5% 5.0%
Cash ZCASH Cash 0.3% 0.0% 0.0%
Tesco TSCO Retailer 0.3% 0.1% 3.2%

Portfolio Running Yield = 6.05%


Value Div
Sector %Total %Total

IT UK Income 19.6% 16.1%
Banks 7.3% 7.2%
Mining 5.6% 5.5%
IT Asia/Pacific 5.4% 5.6%
Telecommunications 5.4% 6.9%
IT North American 5.2% 4.6%
Utilities 5.1% 5.9%
IT Global Income 5.0% 3.6%
Pharmaceuticals & Biotechnology 4.5% 3.8%
Oil & Gas Producers 3.7% 3.6%
Life Insurance 3.7% 4.0%
Tobacco 3.7% 4.9%
Nonlife Insurance 3.6% 4.0%
Retailer 3.4% 3.3%
Home Construction 3.3% 5.6%
Asset Management 3.0% 4.3%
Aerospace & Defence 2.8% 2.4%
Food Producers 2.6% 1.8%
IT European Income & Growth 2.2% 1.6%
Leisure 1.9% 2.1%
Financial Services 1.6% 2.2%
Support Services 1.2% 1.1%
Cash 0.3% 0.0%
Total 100.0% 100.0%

Note: 1...'Value %Total' is the portfolio value of the share as a % of the total portfolio
2...'Div %Total' is the expected dividend of the share based on forecast yield
as a % of the total portfolio expected dividend


What has happened this year.

In my SIPP sold BA and TW (9/4/18) to re-balance HYP portfolio, with the proceeds topped up MCT to Median value of my IT's. Also started to purchase JETI to get European exposure, first brought on 31/7/18 and have topped up twice since with dividend re-investment. Will continue to top-up until at Median and then will look for another IT in an area I am missing (probably Information Technology IT).

In my Trading account, continued to reduce shares here to save on tax and re-invest in my ISA. No bed & ISA this year. Sold RIO, GSK, ADM, SSE (no holdings left of these now and it helped re-balance the HYP side). I did top-up VOD (13/4/18), seemed like a good idea at the time.

In my ISA, used funds from selling in my trading account to purchase IMB and LGEN (9/4/18), topped up BT (9/4/18) and MKS (6/4/18 and another slice on 4/6/18). Also purchased a slice of GNK (4/8/18) to stand alongside MARS.

Since August have paid away all dividends from Trading Account and ISA.

What did my dividends look like compared to previous years:-

Dividends per year | Yield on cost | Yield on value
| |
2015-2016 | 5.58% | 4.98%
2016-2017 | 5.64% | 5.71%
2017-2018 | 5.64% | 5.19%
2018-2019 | 5.90% | 6.20%


SHARE DIVIDENDS   |               |                |              
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 6.31% | 5.31% | 0.64
For TAX 2016-2017 | 5.86% | 5.65% | 0.63
For TAX 2017-2018 | 5.71% | 5.18% | 0.61
For TAX 2018-2019 | 5.82% | 6.32% | 0.62


IT DIVIDENDS      |               |                |              
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 4.25% | 4.27% | 0.42
For TAX 2016-2017 | 4.96% | 5.95% | 0.49
For TAX 2017-2018 | 5.41% | 5.22% | 0.53
For TAX 2018-2019 | 6.08% | 5.95% | 0.60


I will add to my HYP this year (hopefully). My yield forecast for the HYP part shows 6.66% and for the IT's 5.09%. I get my state pension in May and have to decide shortly whether to fully-retire or continue as I am part-time. Having the additional funds would be nice, we will see.

JoyofBrex8889
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Re: Seagles Portfolio

#211324

Postby JoyofBrex8889 » March 29th, 2019, 4:23 pm

Nice looking portfolio: I hold several of the HY shares in common with you: IMB, RIO, L&G If only IMB would get its act together!

MYI I find has lagged my overall portfolio and is my worst performing IT. I am running that position down.

monabri
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Re: Seagles Portfolio

#211401

Postby monabri » March 29th, 2019, 10:00 pm

Strong growth in the divi/unit for the ITs...not so for the individual shares?

I'm not sure how the individual shares have given a static/decreasing divi/unit, especially when the likes of IMB, LGEN,Lloyds,ADM have been increasing their dividends and others have remained static...so I'd expect some increase.

seagles
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Re: Seagles Portfolio

#211431

Postby seagles » March 30th, 2019, 7:59 am

monabri wrote:Strong growth in the divi/unit for the ITs...not so for the individual shares?

I'm not sure how the individual shares have given a static/decreasing divi/unit, especially when the likes of IMB, LGEN,Lloyds,ADM have been increasing their dividends and others have remained static...so I'd expect some increase.


My portfolio has had major upheavals in the last few years. I inherited a large portfolio, which meant I had over 30 shares and a very lop-sided distribution. I took the opportunity to "sell" off a major part of my trading account shares to pay for a project, this allowed me to even up the distribution and to get rid of shares I was not happy with anymore (building the HYP was a learning experience with its inherent mistakes), reduced to 20 shares. I also took the opportunity to Bed & ISA shares to reduce taxable inome. This has meant the dividend flow and yield "fluctuating". LGEN and IMB are "new" purchases within the last year.

I have also just noticed that JETI is paying a dividend on the 5th April. Will update dividend tables next weekend.

seagles
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Re: Seagles Portfolio

#211519

Postby seagles » March 30th, 2019, 1:54 pm

JoyofBrex8889 wrote:Nice looking portfolio: I hold several of the HY shares in common with you: IMB, RIO, L&G If only IMB would get its act together!

MYI I find has lagged my overall portfolio and is my worst performing IT. I am running that position down.


I purchased MYI in 2015 and have not touched it since. 4.4% yield is ok for me and I show around 13% capital growth. Not bad for a buy and forget IT.

seagles
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Re: Seagles Portfolio

#211653

Postby seagles » March 31st, 2019, 10:47 am

I am moving more towards IT's to "future proof" my portfolio in case I am no longer willing or able to manage it myself. Have just completed LPOA's so my daughter can takeover, thus the move towards IT's. This is going to be a gradual process as am keeping my IT's to my SIPP. current split is 37.55% in ITs (thus 62.45 in shares). Dividend income is 33% ITs thus 67% shares.

I do have another Pension Pot with Legal & General, which I will transfer to my SIPP when I stop paying into it. My aim was to be 1/3 ITs 2/3 HY shares but have already exceeded that.

seagles
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Re: Seagles Portfolio

#213070

Postby seagles » April 6th, 2019, 9:53 am

As promised. Not a great deal of difference.

Dividends per year  Yield on cost  Yield on value

2015-2016 5.58% 4.98%
2016-2017 5.64% 5.71%
2017-2018 5.64% 5.19%
2018-2019 5.94% 6.24%


IT DIVIDENDS                                                   
Yield on cost Yield on value Divi per unit
For TAX 2015-2016 4.25% 4.27% 0.42
For TAX 2016-2017 4.96% 5.95% 0.49
For TAX 2017-2018 5.41% 5.22% 0.53
For TAX 2018-2019 6.21% 6.07% 0.61

StepOne
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Re: Seagles Portfolio

#214082

Postby StepOne » April 10th, 2019, 10:01 am

seagles wrote:
                                                                                Value    Div   Fcst 
Share Epic Sector %Total %Total Yield

IG Group Holdings IGG Financial Services 1.6% 2.2% 8.4%
Marston's MARS Leisure 1.3% 1.6% 7.6%
SThree STHR Support Services 1.2% 1.1% 5.6%
Centrica CNA Utilities 0.8% 1.2% 9.0%
Greene King GNK Leisure 0.6% 0.5% 5.0%
Cash ZCASH Cash 0.3% 0.0% 0.0%
Tesco TSCO Retailer 0.3% 0.1% 3.2%



In the interest of simplification I would be tempted to get rid of these smaller holdings - certainly anything under 1%. Even if Tesco trebled this year (which it won't!) the profits would still be less than your divi from Merchant's.

StepOne

seagles
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Re: Seagles Portfolio

#214144

Postby seagles » April 10th, 2019, 1:56 pm

StepOne wrote:
seagles wrote:
                                                                                Value    Div   Fcst 
Share Epic Sector %Total %Total Yield

IG Group Holdings IGG Financial Services 1.6% 2.2% 8.4%
Marston's MARS Leisure 1.3% 1.6% 7.6%
SThree STHR Support Services 1.2% 1.1% 5.6%
Centrica CNA Utilities 0.8% 1.2% 9.0%
Greene King GNK Leisure 0.6% 0.5% 5.0%
Cash ZCASH Cash 0.3% 0.0% 0.0%
Tesco TSCO Retailer 0.3% 0.1% 3.2%



In the interest of simplification I would be tempted to get rid of these smaller holdings - certainly anything under 1%. Even if Tesco trebled this year (which it won't!) the profits would still be less than your divi from Merchant's.

StepOne


ZCASH I think I will keep. :lol: IGG and STHR are legacy shares and in my trading account, will eventually get around to disposing of them, but no hurry. GNK and Marstons are in same sector and I am actually looking to buy into them at some point as MARS is top of my list for extra cash. CNA, have held since wayback and I should get rid of them, maybe next time I want to reduce my TAX as in my trading account. Tesco are bonus shares I get as I work for them (part-time), I disposed of all my original holdings but let these go on as they are in CAPITAs account.

Tesco's divi has just doubled, so they are going in the right direction.

I sold off my holdings in TATE for CGT and TAX purposes this week. Also top-sliced RIO as it had come to the point that it was too large % of value and dividend revenue. Used some of the money to build my cash reserve as just purchased a car. The rest is sitting in my ISA as we speak. Will decide later who that "tranche" will go on. Maybe Marston? or a new candidate to replace TATE. Time will tell.


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