The Lemon Fool

Being the start of the new tax year, I have noted the following changes in my share, IT and ETF portfolio. It is heavily slanted to income.

Using the normal-ish tax year 2018/19 as the comparator, the following following were the end of year results:

1. 2019/20 value -14.5%, income +3.5%
2. 2020/21 value -7.0%, income -13.7%

Not disastrous under the circumstances.

TP2.

2019/2020 portfolio down 15% on 2018/2019 ( adding back living expenses taken from the portfolio down 12%)

2020/2021 portfolio up 30% on 20/21 ( adding back living expenses up 33%)

On a cumulative basis then the capital is up 11% on 2018/2019 and it covered living expenses over that period.

Satisfactory.

And the results are in: Dividend income 79% of 2019-20 tax year. But spending down more!