Auto renewal - first time ever

[robbelg]

For the first time ever I'm going to let my car insurance auto-renew.

Had the notice today so I visited the Meerkat and their best quote was £4 more.

Moneysupermarket had an offer of a saving of £12 but with a much bigger excess. ( £200 more ! )

and a quote from my existing insurer for £4 more than my renewal.

For completeness - This year is £10 more than last year.


Rob

[PinkDalek]

... For completeness - This year is £10 more than last year. ...

Would that be due to the increase in IPT?

[bungeejumper]

There's a first time for everything, but maybe the insurance companies are just getting a bit more streetwise?

The last two insurance companies we've used have been competitive for the first year, then only £5-10 more for the second year (i.e. not worth the hassle of switching). And then they hit you really hard on the third year's premiums.

It's a suckering technique that's been working for poker players ever since card games were first invented. Let the dope win a few rounds first, and then hit him when he starts to think you like him.

BJ

[staffordian]

I too have auto renewed this year, the first time for as long as I can remember.

I have tended to alternate between Aviva and LV in recent years, which has been quite profitable because Aviva have offered up to seventy pounds cashback via Quidco.

I tried a few comparison sites a month or so before my renewal, to get a taste for how much my renewal might be, and a figure of around £160 seemed about the base figure (I only consider ones with a reasonable reputation, so there might well be cheaper out there). So when Aviva quoted £145 it wasn't a difficult decision...

I'm on a roll at the moment, having just got Sky to reduce my monthly bill by over 35% I've just got to get my broadband under control and that's the lot