bruncher wrote:If I have travel insurance with two or more companies, and I need to claim, is the decision mine which company I lodge the claim with? I find that the question is asked when any claim is made - "do you have any other insurance"?
I experienced this once, when I needed to claim for a pair of glasses lost while on holiday.
I had holiday insurance so claimed, and they asked whether I had any other insurances that might also provide cove such as house insurance. I did, so provided the details and it turned out that my house insurance covered this loss too. So the two insurance companies split the pay-out 50:50.
Neither offered to pay back half of my premium for that aspect of cover though . . . I sort of understand why but it does seem wrong, on a heads they win, tails I lose basis.
Watis