Care Home fees and Property Protection
Posted: November 5th, 2023, 4:17 pm
So here are the facts.
Mum now in care home with dementia.
Dad passed away.
Only sister living in the family home. Sister is 52. She has been very ill and off work for 2 yrs. She is starting to recover but recently had mental health diagnosis indicating probable same dementia as Mum. We don't know if she will start part time work again, maybe.
Mum's finances now dwindling as private payer. Will soon do a financial assessment with the Local Authority about Mum's assets. From what I understand, a loved one needs to be over 60 living in the property for an immediate disregard so it can't be used as an asset. The other reason for a disregard might be a vulnerable person living in the property with nowhere else to go.
My question is about disregard of the property as an asset.
If my sister starts part time work but still has her dementia diagnosis which means over time it will get worse, can the Council use the property as a deferred asset so we pay them back later ?
Only people with good knowledge of this legal pickle can help I think !
Many thanks.
Mum now in care home with dementia.
Dad passed away.
Only sister living in the family home. Sister is 52. She has been very ill and off work for 2 yrs. She is starting to recover but recently had mental health diagnosis indicating probable same dementia as Mum. We don't know if she will start part time work again, maybe.
Mum's finances now dwindling as private payer. Will soon do a financial assessment with the Local Authority about Mum's assets. From what I understand, a loved one needs to be over 60 living in the property for an immediate disregard so it can't be used as an asset. The other reason for a disregard might be a vulnerable person living in the property with nowhere else to go.
My question is about disregard of the property as an asset.
If my sister starts part time work but still has her dementia diagnosis which means over time it will get worse, can the Council use the property as a deferred asset so we pay them back later ?
Only people with good knowledge of this legal pickle can help I think !
Many thanks.