Article about index-linked savings certificates
https://www.thetimes.co.uk/article/ns-amp-i-index-linked-bonds-are-suddenly-hot-property-fplxrlrc5
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mutantpoodle wrote:I too let mine roll over every maturity date.
BUT
the statemnet early on in the article ''guaranteed to beat inflation'...is based on 0.01% interest rate above CPI
is
WRONG !!!
its guaranteed to beat the entirely fatuous CPI rate, that almost no one considers even close to REAL inflation
mutantpoodle wrote:I too let mine roll over every maturity date.
BUT
the statemnet early on in the article ''guaranteed to beat inflation'...is based on 0.01% interest rate above CPI
is
WRONG !!!
its guaranteed to beat the entirely fatuous CPI rate, that almost no one considers even close to REAL inflation
scrumpyjack wrote:One thing that is still linked to RPI and carries on giving a good 'real' return is my solar panels. That carries on until 2036 currently giving an annual return of about £2,500 per annum on the cost in 2011 of £10,500. It is tax free.
Spet0789 wrote:scrumpyjack wrote:One thing that is still linked to RPI and carries on giving a good 'real' return is my solar panels. That carries on until 2036 currently giving an annual return of about £2,500 per annum on the cost in 2011 of £10,500. It is tax free.
No need to rub it in! Good decision by you, but not a good policy by the govt. The rest of us are paying for your 20% return through higher bills…
scrumpyjack wrote:One thing that is still linked to RPI and carries on giving a good 'real' return is my solar panels. That carries on until 2036 currently giving an annual return of about £2,500 per annum on the cost in 2011 of £10,500. It is tax free.
Bouleversee wrote:scrumpyjack wrote:One thing that is still linked to RPI and carries on giving a good 'real' return is my solar panels. That carries on until 2036 currently giving an annual return of about £2,500 per annum on the cost in 2011 of £10,500. It is tax free.
Do you have to clean your solar panels? I presume they wouldn't work if one's house is surrounded by trees. I have to spray the moss which grows on what I think are clay tiles and debris from the trees collects on them in some places. Never a problem in my previous house which had the traditional sort (slate?).
Bouleversee wrote: DAK whether they can still be left to children or do they have to be cashed in when I die? I presume they will form part of my estate for IHT purposes though I believe they can be cashed in to pay it. Can they still be rolled over indefinitely, albeit at the CPI rate, or has that come to an end now?
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