This is a copy of my SOA if we were successful in buying the little house we are looking at
Many thanks
Lizzy
Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 2916.7
Partners monthly income after tax....... 1536.98
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 4453.68
Monthly Expense Details
Mortgage................................ 660
Secured/HP loan repayments.............. 0
Rent.................................... 270
Management charge (leasehold property).. 5.6
Council tax............................. 107
Electricity............................. 54
Gas..................................... 60
Oil..................................... 0
Water rates............................. 44
Telephone (land line)................... 20
Mobile phone............................ 77
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 35.5
Groceries etc. ......................... 600
Clothing................................ 40
Petrol/diesel........................... 60
Road tax................................ 25
Car Insurance........................... 35
Car maintenance (including MOT)......... 45
Car parking............................. 0
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 50
Medical (prescriptions, dentist etc).... 5
Pet insurance/vet bills................. 43
Buildings insurance..................... 0
Contents insurance...................... 17
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 25
Emergency fund.......................... 20
National trust membership............... 10
Audiable................................ 8
Auto desk............................... 2.5
Magazine................................ 7.5
lottery................................. 20
Pet food................................ 60
Total monthly expenses.................. 2506.1
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 15000
Other assets............................ 500<b>
Total Assets............................ 15500
Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 100000...(660)......2.9
Total secured & HP debts...... 100000....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 4,453.68
Expenses (including HP & secured debts). 2,506.1
Available for debt repayments........... 1,947.58
Monthly UNsecured debt repayments....... 0<b>
Amount left after debt repayments....... 1,947.58
Personal Balance Sheet Summary
Total assets (things you own)........... 15,500
Total HP & Secured debt................. -100,000
Total Unsecured debt.................... -0
Net Assets.............................. -84,500
Created using the SOA calculator at
http://www.stoozing.com.