It has been quite successful in that it gives me a payout of around 5% and much less volatility that most of my investments. After charges, my wife's equivalent holding has an XIRR of 4.34% from November 2017 - so that includes the Covid dip.
Ergo, it works as expected. However, I am not too happy about the charges in the Bell account which are not capped for OEICS, though they are for ETFs and ITs.
It's just irksome, so I wondered if anyone had a suggestion for an equivalent IT or ETF?
The fund is roughly split 80% bonds and gilts with 20% in equities. Link here to the HL page:
https://www.hl.co.uk/funds/fund-discoun ... s-y-income
No particular urgency, but any ideas not for a similar fund would be welcome. In this case, I am definitely wanting the low risk end and no go-faster stripes
![Smile :)](./images/smilies/icon_e_smile.gif)
Arb.